What is Hospice Care and It’s Cost

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hospice-care

What is Hospice care?

Unlike other forms of medical care, hospice care is more spiritually concentrated. It is considered to be the model for quality, compassionate care for people facing a life-limiting and illness or injury, which allows them to spend their final moments in a pain limited environment, which encourages a positive and more relaxed experience during a dire and stressful time. Hospice care involves a team-like approach, which includes doctors and nurses. They utilise expert care to limit discomfort by managing pain and providing needed emotional support with medications and counselling. The support given is not only in the form of pain management, but through emotional and spiritual support, which is shaped by the patient’s needs and wishes. Not only is the patient provided care but to loved ones as well. Hospice’s primary philosophy through a dying patient’s final stage in life is upheld by the belief that each of us has the right to die pain-free and with dignity, and that loved ones of the patient will be provided with the same support. Hospice provides comfort and support through a difficult and painful time.

Hospice care focuses on caring, not curing the terminal disease or ailment. In most cases, the patient is provided with this care at their home, which provides them additional comfort and support. Hospice is considered when medical treatment is no longer helpful or useful towards a cure. Aside from the option of support and care at a patient’s home, hospice also provides freestanding hospice centers, hospitals, and nursing homes and other long-term care facilities, which may be more suitable for a patient’s level of needed care. Hospice care is available for anybody and everybody at any age, religion, race, or illness. Hospice care is usually covered under insurances and benefits, such as Medicare, Medicaid, most private insurance plans, HMOs, and other managed care organizations. Overall, there are several options when it comes to financial support towards hospice care.

Usually, a family member serves as primary care towards a hospice patient. Aside from providing care, they also can help make decisions for a terminally ill patient when they are no longer able to do so. Members of hospice staff make regular visits to ensure the patient is as comfortable as possible. They provide the needed medications and other treatments or levels of support that family members or other caregivers cannot provide. Hospice care providers provide this level of care until the terminally ill patient passes.

The hospice team constructs a care plan that meets each patient’s individual needs for pain management, emotional support, and symptom control. The team usually consists of the patient’s personal physician; hospice physician (or medical director); hospice nurses; home health aides; social workers; clergy or other counselors; trained volunteers; and speech, physical, and occupational therapists, if needed by the hospice patient. Now, this team provides services to the terminally ill patient. Among their major responsibilities, the hospice team manages the patient’s pain and symptoms through medications or other devices; assists the patient with the emotional and psychosocial and spiritual aspects of dying; provides needed and necessary drugs, medical supplies and equipment; coaches loved ones on how to care for a hospice patient; delivers special services like speech and physical therapy when and if needed; makes sort-term inpatient care available when pain or symptoms become too difficult to manage at home, or the caregiver needs respite time; and provides bereavement care and counseling to surviving loved ones after the hospice patient passes. Hospice care requires a lot of personalized attention; however, a hospice team is trained in providing this care on an efficient level, which gives the patient the dignity and comfort.

What Does Hospice Care Cost?

First off, hospice care covers several subcategories of costs, they include: all doctor services; nursing care; medical equipment, such as wheelchairs, walkers, hospital beds, and other devices); medical supplies (such as bandages and catheters); drugs for symptoms to control and pain relief (may need to pay a small copayment); hospice aide and homemaker services; physical and occupational therapy; speech-language pathology services; social work services; dietary counseling; grief and loss counseling for you and your family (during and after hospice patient passes); short-term inpatient care (for pain and symptom management); short-term respite care (may need to pay a small copayment); and any other Medicare-covered services need to manage your pain and other symptoms related to your terminal illness, as recommended by your hospice team. Overall, considering many benefits and insurances cover these expenses, hospice care provides all the needs for a terminally ill patient.

What Medicare Won’t Cover Once You Choose Hospice Care

Treatment intended to cure your terminal illness, make sure you talk with your doctor if you are considering treatment to cure your illness; you always have the right to stop hospice care at any time. Unlike prescription drugs to maintain and manage pain, prescription drugs to cure illness will not be covered. Any care provided that was not set up by the hospice team. Room and board are not covered. And, finally, emergency room care, inpatient facility care, or ambulance transportation are not covered unless they are arranged by your hospice team or is unrelated to your terminal illness. While hospice care provides several levels of service, these are important points to remember when setting up hospice care.

Conclusion

Hospice care is modelled for quality and is more spirituality concentrated. It provides needed pain management, counselling, and other forms of care in the final moments of a terminally ill person’s life. Hospice care is decided when you no longer want treatment for your terminal illness, and that further treatments are not necessary because they are no longer working. Hospice care is covered under several different insurances and coverage plans, most of which cover all costs and services mentioned above. However, under some circumstances, it can be expensive and lead to a lot of debt. If you are in debt, check out the top ten reviews to research debt management options. It provides a terminally ill patient with many levels of services, which make the final moments of a terminally ill person’s life as easy and pain-free as possible.